Personal Protection
How to spot a counterfeit

Counterfeiting – Not a Victimless Crime

Posted: December 5, 2013 at 12:39 pm   /   Faulty Products & Counterfeiting, Personal Protection

A recent sharp increase in recorded counterfeiting and piracy inspired this piece in ConsumerAffairs.com. Read on for how to avoid falling victim to these fraudsters… Once viewed as “victimless crimes,” counterfeiting and piracy have become big business in recent years. Since the early 1990s, the U.S. Department of Commerce reports trade in counterfeits has grown […]

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identity theft

Acknowledging a Particularly Creative Fraud

Posted: December 4, 2013 at 1:29 pm   /   Identity Theft, Personal Protection

We see a lot of fraud. Some are more creative than others. Every now and then we notice a fraud that is sufficiently creative that it seems like it ought to be acknowledged simply for the creativity. That is not to say that fraud is an appropriate creative outlet. Nevertheless . . . Over a […]

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Avoiding the Season’s Worst Financing Offers

Avoiding the Season’s Worst Financing Offers

Posted: November 26, 2013 at 1:37 pm   /   Personal Protection

A timely piece for the holidays by Mark Huffman on ConsumerAffairs.com today. Read it before you start shopping and make sure you don’t get suckered into a financing ‘deals’ you’ll later regret. How are you paying for holiday gifts this year? It’s always best to pay with cash, to ensure you don’t go over your […]

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Who Pays the Cost With Identity Theft + Credit Card Fraud?

Who Pays the Cost With Identity Theft + Credit Card Fraud?

Posted: November 25, 2013 at 2:24 pm   /   Identity Theft, Personal Protection

Who foots the bill when fraud occurs — the merchant or the bank that issued the card? Retailers are increasingly complaining of being charged by the issuing banks for fraud they believe is the bank’s liability. BusinessWeek investigates with this story: Improved systems to detect bogus transactions have produced a decade-long decline in fraud as […]

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Consumer Financial Protection Bureau Doing Good Work!

Consumer Financial Protection Bureau Doing Good Work!

Posted: November 25, 2013 at 2:15 pm   /   Consumer News, Financial & Insurance Fraud, Personal Protection

CFPB recently announced enforcement action against payday lender: Today we’re announcing an enforcement action against payday lender Cash America International, Inc., one of the largest short-term, small-dollar lenders in the country. The company has agreed to reimburse up to $14 million to approximately 14,000 people for robo-signing practices related to debt collection lawsuits. The company […]

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Catalyst Theory in New Jersey

Catalyst Theory in New Jersey

Posted: November 23, 2013 at 3:07 pm   /   Class Actions, Personal Protection

When a lawsuit effects a positive change in the conduct of the wrongdoer, the plaintiff in that lawsuit has been a catalyst for the change. Sometimes, a wrongdoer will change its conduct after a plaintiff’s complaint (often a class action) exposes the fraudulent or wrongful conduct. The wrongdoer will often then argue that the lawsuit […]

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