Personal Protection

How One Man Got Even With a Debt Collector… in Court

Posted: September 4, 2014 at 6:09 pm   /   Personal Protection, Unlawful Debt Collectors

By knowing his rights, Kevin Jones was able to take on a wrongful debt collection agency, and win… Kevin Jones just did what he felt was right, but you might think of him as a hero once you hear his story. When Jones was hassled by debt collectors to pay a bill he didn’t owe, […]

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The FTC Cracks Down on Debt Collection Practices

Posted: September 4, 2014 at 3:41 pm   /   Consumer News, Personal Protection, Unlawful Debt Collectors

Third party debt collection companies are under the microscope as the Federal Trade Commission collects $3.3 million from a California-based debt collection company… Debt collectors who use egregiously offensive tactics in defiance of federal consumer protection laws face serious consequences. That’s the message sent by the Federal Trade Commission (FTC) in its recent settlement with […]

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How to protect your digital / web content

5 Ways to Stop Someone from Stealing Your Website Content

Posted: July 7, 2014 at 11:46 am   /   Copyright Infringement, Personal Protection

Guest Post by Billy Pinilis, Partner, PinilisHalpern, LLP These days, “cut and paste” is an all-too-easy command that more and more people are using to take others’ content and pass it off as their own online. I currently represent a New Jersey-based lawyer named Thomas Blauvelt, who discovered his website content had been plagiarized by […]

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What is creative financing?

What is Creative Financing?

Posted: December 18, 2013 at 12:28 pm   /   Financial & Insurance Fraud, Personal Protection

Some people do not understand the difference between creative financing and fraud. I think this quote from Steve Myers on MetFund.com is an accurate summation: Creative financing does not involve fraud. It isn’t drenched in deception. It’s not used to fool the buyer, seller nor lender. Too often in the everyday world of financing from […]

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Consumer Arbitrations and Class Actions

CFPB Study on Consumer Arbitrations and Class Actions

Posted: December 14, 2013 at 12:36 pm   /   Class Actions, Personal Protection

The Consumer Financial Protection Bureau recently released a first-of-its-kind study of consumer credit and financial product arbitrations. As a part of the study, it compared individual arbitrations to similar-type consumer class actions in federal court. It found that approximately 7,000 consumer AAA arbitrations were filed over a three-year period (2010 through 2012); approximately 900 were […]

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Mortgage firm accuse of foreclosure abuses

Mortgage Firm Accused of Foreclosure Abuses

Posted: December 5, 2013 at 1:17 pm   /   Consumer News, Personal Protection, Real Estate Fraud

NJ.com reports that PHH Mortgage Corporation has agreed to a $6.35 million settlement over alleged foreclosure abuses… A mortgage company that allegedly misled homeowners struggling with their payments has agreed to a $6.35 million settlement with the state and borrowers. Mount Laurel-based PHH Mortgage Corp. faced charges of violating the New Jersey Consumer Fraud Act […]

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